Taking control of your spending habits is a Herculean task because it is not easy to forgo temptations. When you see a new dress or a new phone you will want to make it yours without even thinking about the adverse affects of spending so much money at one go. Nobody is asking you to be stingy, but then nobody is asking you to be a spendthrift either. Finding the right balance is the success to keeping a healthy budget. There are so many ways to save money, but you should be a good planner too. It cannot happen in a day, but then Rome was not built in a day. Here are some easy steps you can follow.
Buying Discount Coupons
One of the best ways to do the shopping for your home is to get discount coupons. There are websites that sell exclusive coupons on all branded items. So if you want to buy a pair of branded jeans, all you have to do is redeem your coupon. These coupons can be purchased online or they can be cut from newspapers and magazines. Before you accept a coupon just make sure it is valid.
Put A Lid On Restaurants And Bars
Eating out for celebrations might seem okay but will put a heavy tab on your expenses. If you love eating at restaurants then you must know that you are spending heavily. Fast food joints and carbonated drinks are not only bad for your health, they are extremely detrimental to your budget planning too. Once the food is consumed, it is finished and gone, but at the same time if you put the money in a savings account or in mutual fund, it will grow. So which do you prefer? A growing bank account or a growing tummy? If you cook your own food, you can improve upon your culinary skills and at the same time give nutritious food to your kids.
Buy One Get One Offers
Plenty of husehold products like bathing bars, cleaning liquid, brushes, etc can be bought at interesting offers. You get two products for the price of one. Sounds interesting, looks interesting, so it will definitely be interesting when you tally your monthly expense with your budget. Only make sure your check the expiry date of goods when you buy them, especially for perishable goods.
The Ounce Connection
You might be attracted by the fancy covering of an expensive brand that displays its contents by measuring them with ounces. The same thing can be bought in a different packaging but at a much lesser rate. If you go for all that fancy packing you have to pay extra for it.
Getting Cheaper Insurance
Of course, there is no debate as to whether you should get insurance or not. Insurance for your home, property, vehicle, health and life is a must. But if you don’t do proper research you will end up paying huge premiums. Also make sure you have the same provider for all your needs. Companies give attractive discounts to people who buy all their products from them. Do comparison shopping while you are at it.
Plan A Holiday Well Ahead
There is nothing wrong in taking a vacation with the money you’ve saved. But if you intend to go for a vacation this year then you should book for it right now. The early bird catches the worm; similarly you will get clinching deals at whopping discounts if you plan everything a bit early. .
Everybody has some trick or the other up their sleeve to save money. When you combine all these ideas you have some foolproof tricks to combat price rise and live happily.
License: Creative Commons image source
Image by Steven Depolo