Identity theft happens to be one of the growing problems for the United States as well as the rest of the world and why not considering the fact that becoming a victim of identity theft is one of the worst things that could possibly happen to you. Basically when you become the victim of identity theft, then your financial information is compromised and your credit can literally go to the dogs. Yes, identity theft is definitely not wanted. So you must be wondering what could be the possible ways by which you could combat identity theft. Understand this for a fact that in this case knowledge is power. There are various aspects involved and the more you get to know about the different aspects, the better equipped you’d be to deal with it. At the same time it’d be a good idea to get insurance on this. You could consider Identity Theft Service provider Protect Your Bubble which is known be of great help in situations such as these.
Know how to Prove Identity Theft
Now when it comes to identity theft, one of the major aspects you should acquaint yourself with includes the knowhow as far as proving identity theft is concerned. Here are a few instructions you could follow –
- Check and Documents Irregularities:
Always ensure that you run a thorough check of your accounts and make sure to document any irregularities you might come across. Now if you happen to notice any unauthorized amounts that might have been taken out of any particular account, then in such a scenario it’s this documentation that’ll actually help you prove that your identity has been compromised with. You should make it a point to let your bank know about this right away so that any ATM transaction or forged checks can be stopped immediately.
- Credit Reports should be Reviewed:
Make it a point to review your credit reports from all the 3 credit bureaus. This scrutiny is super important and hence you should make it a point to order your credit reports from the 3 leading credit agencies first of all. These include Experian, Equifax and TransUnion. If you find anything weird or unauthorized in your credit reports, then make it a point to contact these bureaus with immediate effect. You should request them in writing to thoroughly investigate these unauthorized credit card transactions, loan applications or whatever other discrepancy that might have come to your notice. Now essentially what’ll happen then is a fraud alert would be placed and that too in your individual credit file and this should effectively help block any further bogus activity in the near future.
- Document All unauthorized Transactions:
It’s of extreme importance that you take care to document all unauthorized transactions. This can be found out from your monthly credit card statements if you’ve managed to find any unaccounted for activity going on there. You should also get in touch with your credit card issuers and make them aware of the situation as soon as possible.
- Get Legal Help and File Complaint:
Identity theft can be serious and your finances could be ruined if not taken care of on time. This is why it’s also important that you file a complaint with the police. Getting the help of an attorney is actually even better. Legal counsel should help you prove that you’re actually the victim of identity theft.
Following the above steps should help you prove identity theft, but as they say prevention is always better than cure. Hence make it a point to visit Protectyourbubble.com and insure yourself first.